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Mercury is banking* engineered for startups. Customers get checking and savings accounts, physical and virtual debit and credit cards, fee-free domestic and international USD wires, currency exchange, $5M FDIC insurance, and much more! No minimum balance or monthly fees. Founders can apply in minutes from nearly anywhere, with nothing but a laptop needed to get started — and no SSN or U.S. residential address required. *Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.